As first-time (in CA) home-buyers, plus trying to complete all of the paperwork and related processes from quite far away (NY), we would have been completely lost had it not been for Debbi Galvan. This process was more than mere “hand-holding”, as we are also relatively computer-illiterate. Debbi is professional, knowledgeable, helpful, friendly and compassionate. We were, undoubtedly, less-than-ideal clients, yet Debbi made us feel comfortable at all times throughout the process. We’re actually amazed that this entire process has come to fruition, and we have absolutely no doubts that Debbi is the reason! We cannot think of one point throughout the process where Debbi wasn’t readily available and able to assist us. We absolutely, 100% recommend Debbi Galvan. Pete and Diana Birmingham
Pete B. | December 2022
I worked with Debbie for a couple of months now as a first time home buyer. She has been so wonderful and patient with me, taking the time too explain things, any questions that came too mind she answered. When I felt hesitant about prices she said there is no rush! She wanted me to take the time too figure out what would be comfortable and in my means. Great and uplifting personality all the time! Debbie can work wonders for sure! Can’t wait too continue working with her!
Armando M| September 2022
If you are looking for any kind of home loan service, Debbi at Empire Home Loans is highly recommended. She is a go getter that won’t stop until she finds the best loan for your needs. Very prompt to getting back to your questions with factual and truthful information. Again, Debbi is a great person to work with and always have an outcome that I’m happy with.
Grant J. | May 2022
Absolutely flawless transaction! Debbi kept us informed every step of the way with easy online form submittals. She was very flexible in our special requests, and offered a quick closing too! Debbi made this the easiest refi we have ever undergone, and will always look to her for our future mortgage needs!
Ernesto A. | May 2022
Hard to put into to words how fantastic Debbi is not only as a professional, but as a person. Debbi was able to fulfill my dream of being a first time home owner. Her patience, knowledge, experience, and ability to connect to me as a client made the process easier than I ever expected. Debbi is extremally honest and transparent, which were values I was seeking during this very critical life decision. I wish Debbi continuous success in her journey of fulfilling peoples dreams for those who aspire to become home owners one day.
Osvaldo R. | April 2022
What can I say other than buying my first home made me feel the most accomplished I ever felt in my life. My background and finances are not the easiest to work with, I knew that going in. Let’s make it very clear, none of it would have happened had Debbie not taken charge for me. She’s one of those personalities and people you remember forever for hitting that life milestone. She was easy to work with. Thanks Debbie.
Zack H. | January 2022
My story starts with an open house across the street from my sister, that I went to on a Saturday after my haircut, thinking there was no way I was ready. I didn't have an agent or a pre qualification. I didn't know what I didn't know. My sister suggested I just talk to Debbi, and by the time my next haircut came around the house was mine! I love Debbi because of her authenticity. I trusted her so quickly, sharing my secrets and fears. I knew from moment one she had my back. I knew she was never passing judgement. I never felt pressured. I always felt guided. I always felt supported. She spent so much timing explaining things to me that didn't stick. And in the stressful moments, she made me laugh.I'm so grateful to Debbi, and can't wait to work with her again.MY first Homebuyer of 2022!!! So happy for you and honored you chose to work with me!
Tanya - Casmalia, CA | January 2022
Debbie is absolutely wonderful, she really cares about her clients and it shows. She is knowledgeable, quick, helpful and friendly. She went above and beyond for us many times. We have been over the moon with her hard work and consistency throughout our transaction. I would highly, highly recommend Debbie. She is the absolute best lender we have had the opportunity to work with.
Lauren T. - Brentwood, CA | November 2021